๋‹คํ–‰ํžˆ ๋‚ด ํฌํด์— 4%๋ฐ–์— ์ฐจ์ง€์•ˆํ•˜๋Š”๋ฐ ๊ฑ ์ณ๋นผ๋ฒ„๋ฆฌ๊ณ  ์‹ถ๋…ธ