์—ฌ๊ธฐ์„œ ๋” ๋–จ๊ถˆ๋ด์•ผ 1~2% ๋” ๋–จ๊ตฌ๊ณ  62k ๋ถ€๊ทผ์—์„œ ํ’€๋กฑ ๊ฐ ์•„๋‹˜?