์‹œ๋“œ 2% 2๋ฐฐ๋ผ ์•„ํ”„์ง„ ์•Š์€๋ฐ ์ค‘๋ ฅ์˜ ๋ง›์ด ๋А๊ปด์ง€๋…ธ