3-17. According to the website www.fdic.gov, the Federal Deposit Insurance Corporation (FDIC) insures deposits in banks and thrift institutions for up to $250,000. In 2015, the FDIC insured 5,410 commercial banks with $14,727 billion in assets and 860 savings institutions with $1,074 billion in assets.

a. Calculate the average assets per entity for FDIC–insured institutions of both types.

b. Describe the relationship between the two averages calculated in part a. Can you provide a reason for the difference?

c. Would the two averages be considered parameters or statistics? Explain.


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